Your Opportunity to use John as your
‘Marketing Coach’ – and watch your sales soar!



The Greater Building Society, one of Australia’s Top 500 privately owned companies, was in a very competitive financial services market. In an industry where a large degree of “sameness” is prevalent, the Building Society needed to distinguish its Home Loan product from that of its competitors.

Nearly every Bank, Credit Union and Building Society used a “12 month discount honeymoon rate” as their major acquisition tool and up to April 2001, the Greater Building Society was no different.


John provided his marketing prowess for an acquisition promotion that was absolutely unique to the industry and packed an extraordinary “wow factor punch”. The concept was very simple. Offer consumers a unique benefit that cannot easily or quickly be duplicated by competitors. In April 2001, the concept was born, heralding the start of the Greater’s “Get a home loan, get a free holiday” offer.

In conjunction with the Leapfrog Group (a travel incentive company), The Greater provided a free holiday to consumers who gained a home loan with the Society. Consumers received reward points on a pro-rata basis proportionate to their home loan and then simply redeemed these points for holidays, which were detailed in a special Holiday Directory (e.g. Someone who gained a $200,000 home loan, may have enjoyed 5 night’s holiday in Queensland and someone who borrowed $300,000 may have enjoyed a week’s holiday in New Zealand, etc.).

The acquisition tool of the Free Holiday was so successful in its “test period”, the offer became a product, very similar to the McDonald’s Happy Meal phenomenon. The McDonald’s promotion was so successful that it turned into a fulltime product offering.

Likewise, the “Home Load/Free Holiday” concept became a full time product for the Greater.

John’s Greater Television Commercials.


John on TVC shoot for Petrol Savings Home Loan Offer.

The result of this unique customer acquisition concept took many by surprise. The Building Society’s Home Loans quickly doubled and as a result, the Home Loan/Free Holiday offer became an ongoing product category. Within 2 years, the Society’s loans had tripled!

Aside from new homeowners, the offer was so appealing that re-financing became a large component of the Society’s overall loans. After all, why stay with a Bank that charges high fees and gives you nothing, when you could swap your home loan to the Greater Building Society and get an absolutely free holiday?

The concept was launched via heavy television advertising and when the offer reached its 6-month mark, “Customer Testimonials” became an integral part of the communications tactics.

After all, there is nothing stronger than a satisfied customer saying “we swapped our home loan from the bank to The Greater, where we enjoyed paying no fees and we got a free holiday!”

John on TVC shoot for Petrol Savings
Home Loan Offer.

The offer ran for 11 straight years & not once did the building society ever mention “a price” (ie: interest rate!).

This fact is almost unfathomable – imagine a financial institution NEVER advertising an interest rate for its home loans!

Many highlighted that the Greater was the only financial institution in the world to NEVER advertise an interest rate for 11 years!

By “taking their prospects’ eyes OFF THE PRICE, the building society was able to:

  1. 1. Massively grow it’s home loans
  2. 2. Enjoy good profits because most customers were NOT concentrating on “the price!”

It could be said that “this adult Happy Meal Toy was the perfect incentive for disgruntled bank customers who were looking for an alternative financial institution!

And after 3½ years of free holidays, John added more “wow factor” to the Building Society’s home loan offer!!

With interest rates rising in late 2003 / early 2004, the Australian home loan market understandably “settled” in comparison to the previous three or four years. (Keeping in mind that the Greater’s increase in home loans throughout the boom period, was about double the industry standard¸ due to the free holiday offer!) Given the increase in interest rates and market conditions, John once again convinced the Building Society to “push the envelope” and create an additional “wow factor” to its home loan offer.

This Home Loan “Value-Add incentive” launched via an exciting advertising campaign, comprising of television, radio, press and direct mail. When consumers got a home loan through the Building Society from this point, they not only received a free holiday, but now 10 cents per litre savings on their petrol for a whole year. And, unlike the supermarket petrol discount schemes, where consumers were forced to use specific petrol outlets, the Greater’s offer allowed consumers to use any petrol station in Australia! This of course was a huge bonus, as it meant consumers had a massive choice.

So, in October 2004, the Building Society introduced an additional benefit to new home loan customers, being “10 cents per litre savings on petrol!” John recognised that like “free holidays” savings on petrol is something that people surely would always be interested in.

Besides, similarly to holidays, petrol savings are something that appeal to all demographics. One can always have too many televisions, CD players or microwave ovens …. “but one can never get enough free holidays or petrol savings” in John’s opinion.

Furthermore, John ensured that the Greater’s advertising highlighted the fact that its “10 cents per litre savings” was additional to any supermarket discount one might use. In other words, a Greater home loan customer could use the 4 cents per litre supermarket discount together with the Greater’s 10 cents per litre savings and make a total savings of 14 cents per litre!

The Greater simply provided consumers with a voucher book which contained savings coupons for each week of the year. Consumers simply presented the voucher together with a fuel receipt to their local building society branch and received the relevant rebate. (Number of litres x 10c)

Comparison with Banks Used as a Marketing Tool

Given that research had shown John and the Building Society that the largest potential source of home loan acquisitions was from banks, it was important that this campaign further distinguished the building society from banks. Over recent years, the major banks had copped a considerable amount of bad press regarding their closure of branches and poor customer service. (Not to mention the massive bad publicity the banks received for their bank fees!!)

Therefore, John ensured that a major component of the “free holiday / petrol savings” home loan campaign was a comparison with banks. One example of this was the split screen television commercial which showed a Greater customer filling up his car with petrol, enjoying petrol savings, free holiday and no fees – versus a bank home loan customer with bank, who pays full price for his petrol, pays for his own holidays and puts up with bank fees.

When such advertising hits the TV screen, it certainly not only jolts viewers with its “wow ingredients”, but it also clearly distinguishes the building society’s offer against the banks’ offers.

Press play button to view 30 second TV Commercials for Home Loan “petrol offer” campaign.

Radio Stations Petrol Promotion For Launch

During the launch of the “petrol incentive”, John organised with numerous radio stations, an exciting petrol promotion which provided further publicity to the Greater’s home loan offer. Radio stations simply gave away “10 cents per litre petrol savings for a quarter of a year” to listeners who phoned in response to the radio contest. The Greater produced special Promotional Petrol Voucher books for the radio promotions and provided these as prizes, in return for the massive publicity generated by each station.

When one promotes such an extraordinary home loan offer in such an entrepreneurial fashion, its “wow” upon “wow” upon “wow”!

John continues to highlight “whoever said a Financial Institution has to be marketed in a boring and conservative way? After all, any bank or building society is in the business of delivering dreams to people through financing things like motor cars and homes. These are exciting, aspirational things for most people, so why not promote the finance component in an exciting and fun way?”

Press play to hear 30 second advertisement for Home Loan/Petrol Offer:

Nasty Bank Manager Campaign For Greater Building Society

Some year’s earlier, John was asked by his client, the Greater Building Society, to play the role of a nasty Bank Manager in a series of television commercials which he had conceived.

Some time earlier, John had devised a television concept which clearly distinguished banks from the Greater Building Society.

The commercials were to feature a rude and nasty Bank Manager, along the lines of John Cleese’s “Faulty Towers” character.

With customer satisfaction levels with the big banks being at a low level, this was an optimistic campaign to really strongly distinguish the “high service and no fees benefits” of being a customer of the Greater, versus the “poor service and heavy fees environment” of the banks.

The campaign featured the nasty Bank Manager (played by John) treating customers with disrespect, particularly when they had the audacity to ask for the same service and benefits they could receive at the Greater!

How John came to play the role as the Bank Manager is a long story, but let’s put it this way – his client believed he had a natural ability to play “a nasty character!” (With tongue firmly planted in cheek of course!)

Ecstatic Business Owners Who Have Experienced “The Wow Factor”

“The figures speak for themselves.Before we became part of John’s “wow environment”, our annual profit was about $120,000 a year.

Within 18 months of being involved with John’s coaching ideas, our profit within 18 months, grew to an annual rate of $440,000 a year!

That increased the value of our business fourfold – an outstanding result!

His system is applicable to any business-type.”

– Steve Fenton
Cafe St Tropez,
Gold Coast. Australia
“John’s ideas are simply inspiring, they are very different and he thinks way outside the square. He provides practical “client attraction” solutions that get results.And the great thing is that he has created “marketing formulas” that are easy to swipe and use for your own business. In other words, any business owner can grab these concepts and use them to attract new clients.Make no mistake, John’s ideas will help you “cut through the clutter” and any business owner can benefit by getting hold of his wisdom.”

– Lisa Taylor
Newcastle Knights Rugby League Club.
NSW. Australia

“Our sauna massage business has improved leaps & bounds since we invested in John’s advice. His “client attraction system” is incredible – we’ve followed his formula & the results have been “instantaneous!” His ideas are just brilliant & his “direct response” concepts mean that we can turn “the customer tap” on whenever we want.”

– Natalie Kernke
Vibrosaun Sauna Massage. Qld.